Why MDRT?
With robust educational resources, virtual and in-person networking opportunities, and dynamic events, MDRT is The Premier Association of Financial Professionals®. Its global members are industry leaders who share a commitment to reach higher and achieve more.
Give and receive mentoring support to keep growing
Whenever you are in your career journey, MDRT has mentoring options to help you take it to the next level
Annual Membership Requirements
Professional success is just one of the pillars of MDRT's levels of excellence. While members must meet a certain level of premium, commission or income during the year, they must also adhere to strict ethical standards.
Full details regarding 2024 membership, including requirements for each country expressed in local currency, are available here.
Production Requirements
| Method of Production | Member | Court of the Table | Top of the Table |
|---|---|---|---|
| Member | 74,000 USD | 222,000 USD | 444,000 USD |
| Income | 128,000 USD | 384,000 USD | 768,000 USD |
| Premium | 148,000 USD | 444,000 USD | 888,000 USD |
Please note:
- For Income, at least USD 37,000 must be from risk-based products. Additionally, at least USD 37,000 must come from new business.
Conversion Factors
Based on 2023 Production, Expressed in Local Currency.
Production credit must be reported in U.S. dollars on Certifying Letters.
Local currency divided by the conversion/standardization factor = MDRT requirement in U.S. dollars.
Click here for Conversion Factors.
Monthly Goals
The following are monthly goals to keep you on track for the 2025 Million Dollar Round Table, Court of the Table and Top of the Table. Track your progress toward 2025 membership during the 2024 production year.
Ethical Code
Members of the Million Dollar Round Table should be ever mindful that complete compliance with and observance of the Code of Ethics of the Million Dollar Round Table shall serve to promote the highest quality standards of membership. These standards will be beneficial to the public and the insurance and financial services profession. Therefore, members shall
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Always place the best interests of their clients above their own direct or indirect interests.
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Maintain the highest standards of professional competence by seeking to maintain and improve professional knowledge, skills and competence.
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Hold in strictest confidence, and consider as privileged, all business and personal information pertaining to their clients’ affairs.
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Make full and adequate disclosure of all facts necessary to enable clients to make informed decisions.
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Maintain personal conduct which will reflect favorably on the insurance and financial services profession and the Million Dollar Round Table.
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Determine that any replacement of an insurance or financial product must be beneficial for the client.
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Abide by and conform to all provisions of the laws and regulations in the jurisdictions in which they do business.
Membership Dues
The following are the total membership fees for each membership level. Some exclusions may apply.
| Member | Court of the Table | Top of the Table |
|---|---|---|
| 600 USD | 650 USD | 1,150 USD |
Membership FAQs
Note: Anyone whose paper application has been received and is being processed at MDRT headquarters must complete the paper process and is not able to use the Online Membership Application System.
Request a paper application
You can contact MDRT at +1 (847) 692–6378 or complete online profile and request a paper application. If you already have an MDRT ID number, simply click on the link below and sign in to request your personalized application. If you do not have an MDRT ID, click on that link and complete your online profile by clicking on “Create Account” at the bottom of the login page.