
About MDRT
MDRT (Million Dollar Round Table), The Premier Association of Financial Professionals®, is a global, independent association of the world's leading life insurance and financial services professionals from 85 nations and territories and more than 700 companies. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Carol Kheng, ChFC, is the 2025 President of MDRT. She is a 27-year MDRT member with five Court of the Table and four Top of the Table qualifications. Kheng has served in multiple roles on the MDRT Executive Committee since 2022. She previously served as Divisional Vice President for Global Conference Program General Arrangements in 2019 and for MDRT’s Member Resources–Practice Management Division in 2009. Kheng also has served on the Board of Trustees of the MDRT Foundation, for which she is a Diamond Knight. Kheng is a master financial consultant with Prudential Assurance Company Singapore, where she was the founding member and chairperson of its MDRT Club.

Gregory B. Gagne, ChFC, is the 2025 Immediate Past President of MDRT. He is a 26-year MDRT member with 21 Court of the Table and 17 Top of the Table qualifications. Gagne has served in multiple roles on the MDRT Executive Committee since 2021. He previously served as Top of the Table Global Council Member and Advisory Board Chair in 2020 and as Program Development Division Global Council Member in 2019. He also has served on the Board of Trustees of the MDRT Foundation, for which he is an Excalibur Knight and a member of its Inner Circle Society. Gagne is the founder of Affinity Investment Group LLC, which provides wealth management and distribution-planning services.

John F. Nichols, MSM, CLU, is the 2025 First Vice President of MDRT. He is a 25-year MDRT member with 20 Court of the Table and 18 Top of the Table qualifications. Nichols served as Global Council Member of MDRT’s Membership Division in 2020 and Chair of its Bylaws and Ethics Committee in 2019. In 2022, he served as President of the MDRT Foundation, for which he is a Royal Order Excalibur Knight and a member of its Inner Circle Society. Nichols is president of Disability Resource Group Inc., an insurance agency that he founded in 1999. He also is a partner with Acrisure, a global fintech services provider.

Clay Gillespie, CFP, CLU, is the 2025 Second Vice President of MDRT. He is a 24-year MDRT member with 22 Court of the Table and 21 Top of the Table qualifications. An Excalibur Knight of the MDRT Foundation, Gillespie served as Global Council Member of MDRT’s Finance Division in 2023 and as Top of the Table Global Council Member and Advisory Board Chair in 2019. He was Captain of the 2015 MDRT Annual Meeting Focus Sessions Committee and has served as Chair of several committees in the Top of the Table Division. Gillespie is a financial advisor, portfolio manager and managing director with RGF Integrated Wealth Management.

Aurora L. Tancock, CFP, FLMI, is the 2025 Secretary of MDRT. She is a 24-year MDRT member with 14 Court of the Table and five Top of the Table qualifications. Tancock served as Chair of the Focus Sessions Committee for the 2023 MDRT Global Conference and as Global Council Member for MDRT’s Finance Division in 2020. She also has served on the Board of Trustees of the MDRT Foundation, for which she is a Diamond Knight and a member of its Inner Circle Society. Tancock is the founder of Aurora Tancock Financial Services Inc.
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