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Copyright 2025 Million Dollar Round Table®

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Annual Membership Requirements

Professional success is just one of the pillars of MDRT's levels of excellence. While members must meet a certain level of premium, commission or income during the year, they must also adhere to strict ethical standards.

Membership FAQs

Note: Anyone whose paper application has been received and is being processed at MDRT headquarters must complete the paper process and is not able to use the Online Membership Application System.

Request a Paper Application

You can contact MDRT at +1 (847) 692–6378 or complete online profile and request a paper application. If you already have an MDRT ID number, simply click on the link below and sign in to request your personalized application. If you do not have an MDRT ID, click on that link and complete your online profile by clicking on “Create Account” at the bottom of the login page.

Download a paper application here

Pay paper application dues here

Why MDRT?

With robust educational resources, virtual and in-person networking opportunities, and dynamic events, MDRT is The Premier Association of Financial Professionals®. Its global members are industry leaders who share a commitment to reach higher and achieve more.

Learn moreJoin now

Production Requirements

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Method of ProductionMemberCourt of the TableTop of the Table
Commission81,000 USD243,000 USD486,000 USD
Income140,000 USD420,000 USD840,000 USD
Premium162,000 USD486,000 USD972,000 USD
Download 2025 Membership Information

Conversion Factors

Based on 2024 Production, Expressed in Local Currency.
Production credit must be reported in U.S. dollars on Certifying Letters.
Local currency divided by the conversion/standardization factor = MDRT requirement in U.S. dollars.

Click here for Conversion Factors.

Monthly Goal Chart

Certifying Letters

Applicants who upload their own production numbers in commission and/or premium will need to supply one or more letters from their company verifying their reported production.

Download 2025 Non-Core Commission and Premium Certifying LetterDownload 2025 Non-Core Income Form

Ethical Code

Members of the Million Dollar Round Table should be ever mindful that complete compliance with and observance of the Code of Ethics of the Million Dollar Round Table shall serve to promote the highest quality standards of membership. These standards will be beneficial to the public and the insurance and financial services profession. Therefore, members shall

  1. Always place the best interests of their clients above their own direct or indirect interests.

  2. Maintain the highest standards of professional competence by seeking to maintain and improve professional knowledge, skills and competence.

  3. Hold in strictest confidence, and consider as privileged, all business and personal information pertaining to their clients’ affairs.

  4. Make full and adequate disclosure of all facts necessary to enable clients to make informed decisions.

  5. Maintain personal conduct which will reflect favorably on the insurance and financial services profession and the Million Dollar Round Table.

  6. Determine that any replacement of an insurance or financial product must be beneficial for the client.

  7. Abide by and conform to all provisions of the laws and regulations in the jurisdictions in which they do business.

Membership Dues

The following are the total membership fees for each membership level. Some exclusions may apply.

MemberCourt of the TableTop of the Table
600 USD650 USD1,150 USD
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